Anthropic announced Personal Finance in Claude on November 5, a feature that lets users connect bank and card accounts and ask questions about their money in plain language. The beta is rolling out to Pro, Max and Ultra subscribers in the United States as a dedicated hub in Claude.
Accounts are connected through Plaid. Users sign in to their bank through Plaid and approve read-only access, and Anthropic says "Claude doesn't ask for or see your bank password." For the accounts a user selects, Claude can see the bank and account names, account type, last four digits, balances, credit limits and up to two years of transactions.
Anthropic says Claude can total spending by category, compare it with previous months, flag duplicate charges or rising bills, explain terms such as APR, and build charts or dashboards that users can keep adjusting. The company states that "access is read-only, and Personal Finance can't move, manage, or invest your money," and that the feature is not designed to give investment advice.
On data use, Anthropic says conversations inside the Personal Finance hub are not used to train its models, while chats outside the hub follow the user's existing privacy settings. Accounts can be unlinked at any time. The company also says the hub carries no ads or sponsored recommendations and that it does not offer its own credit cards, loans or savings products through it.
Anthropic says it is exploring how Claude could work with licensed professionals and regulated firms on larger financial decisions and is seeking input from financial services companies. The launch puts a frontier assistant in direct competition with budgeting apps and makes read-only financial data connectors a mainstream assistant feature.